- Nationwide enrollment for individuals with disabilities
- Tax-free savings plan for disability-related expenses
- Save and invest without losing needs-based benefits
STABLE Accounts give people with special needs more independence and financial security
Learn more about STABLE AccountsWhat are the benefits?
Tax-Free Earnings
Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses.
Financial Benefits Not Affected
Balances and distributions do not affect needs-based financial aid such as Medicaid or SSI.
Subject to some limitations
The STABLE Card
Participants can request their own STABLE Card that can be used to spend money on qualified expenses.
Saving & Investing
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MAKE EASY DEPOSITS ONLINE
Contribute up to $15,000 per year. If employed, you may be able to contribute up to an additional $12,140 of income.
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DIVERSE CHOICES
Choose from among five different investment options, including four mutual fund based investments and one FDIC-insured investment.
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FLEXIBLE CHANGES
Freedom to change your investment options twice every calendar year.
Qualified Expenses
Use the money in your account to pay for any expense related to your disability — not just medical expenses. Examples of things you can use your STABLE Account for:-
Basic Living Expenses -
Housing -
Transportation -
Education -
Assistive Technology -
Employment Training -
Personal Support Services -
Legal Fees -
Health & Wellness -
Financial Management -
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Still have questions?
If you can’t find what you’re looking for or need assistance, we can help! Visit the STABLE Account Frequently Asked Questions page or contact us below.
