- Nationwide enrollment for individuals with disabilities
- Tax-free savings plan for disability-related expenses
- Save and invest without losing needs-based benefits
STABLE Accounts give people with special needs more independence and financial security
Learn more about STABLE AccountsWhat are the benefits?
Tax-Free Earnings
Earnings on savings are tax-deferred and tax-free when used to pay for qualified expenses.
Financial Benefits Not Affected
Balances and distributions do not affect needs-based financial aid such as Medicaid or SSI.
Subject to some limitations
STABLE Card
Participants can request their own STABLE Visa® Prepaid Card that can be used to spend money on qualified expenses.
Saving & Investing
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MAKE EASY DEPOSITS ONLINE
Contribute up to $15,000 per year. If employed, you may be able to contribute up to an additional $12,760 of income.
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DIVERSE CHOICES
Choose from among five different investment options, including four mutual fund based investments and one FDIC-insured investment.
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FLEXIBLE CHANGES
Freedom to change your investment options twice every calendar year.
Qualified Expenses
Use the money in your account to pay for any expense related to your disability — not just medical expenses. Examples of things you can use your STABLE Account for:-
Basic Living Expenses -
Housing -
Transportation -
Education -
Assistive Technology -
Employment Training -
Personal Support Services -
Legal Fees -
Health & Wellness -
Financial Management -
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Still have questions?
If you can’t find what you’re looking for or need assistance, we can help! Visit the STABLE Account Frequently Asked Questions page or contact us below.
